This call will help us to decide if we both feel like working together will be a good fit. We are looking for a long-term relationship, so we only want to move forward if we are both comfortable.
If we decide it’s not a good fit, we will do our best to help you find another adviser in town that can help you.
During this meeting, we are going to ask some questions so we can clearly understand your current situation. We can only do our best work if we are fully clear on your goals, concerns and unique financial situation.
Before we have this meeting, there are a few documents we will ask for. This information will help guide our analysis to answering the three most important retirement questions.
We will use our 20+ year of financial planning experience, Nobel-prize winning research, as well as thousands of hours of training to answer three of the biggest retirement questions:
- Can you afford to retire?
- Are you overpaying on your taxes?
- Can improvements be made to your portfolio?
With your Retirement Evaluation complete, we will have a second meeting to go over our findings together.
We will explain our findings to you in a simple and easy to understand way. (Remember, simple is almost always better than complex!)
We understand that making a decision to hire a financial advisor is a big deal, so we will ask if you are ready to work with us, or if you would prefer to take your time and think about it.
Again, we want to work with you for the long term, so we want you to take as much time as you need before deciding to work with us.
Some things to consider before deciding to work with us:
- Do I like and trust the HWM team?
- Do the benefits outweigh the cost?
- Do I agree with and understand their investment philosophy?
- Do our recommendations make sense to you?
During this meeting we will talk about any questions you may still have, and if you are ready to move forward, start the paperwork necessary for you to become a client.
*While we hope we will be able to work with you, if you decide that working together isn’t a good fit, we will wish you all the best. In other words, we will never pressure you to work with us in any way. We take this commitment very seriously at HWM.